LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,929
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,389
−HK$1,483/mo
Today · 4.125%
HK$49,872
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,744/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,208
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,608
−HK$1,420/mo
Today · 4.125%
HK$55,028
baseline
▲ 0.50% · 4.625%
HK$57,929
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,056/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,315
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,066
−HK$1,780/mo
Today · 4.125%
HK$59,846
baseline
▲ 0.50% · 4.625%
HK$63,487
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,692/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,649
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,330
−HK$1,704/mo
Today · 4.125%
HK$66,034
baseline
▲ 0.50% · 4.625%
HK$69,515
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,068/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,700
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,744
−HK$2,076/mo
Today · 4.125%
HK$69,820
baseline
▲ 0.50% · 4.625%
HK$74,069
+HK$4,249/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,640/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,091
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,051
−HK$1,989/mo
Today · 4.125%
HK$77,040
baseline
▲ 0.50% · 4.625%
HK$81,101
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,080/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,472
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$87,099
−HK$2,670/mo
Today · 4.125%
HK$89,769
baseline
▲ 0.50% · 4.625%
HK$95,231
+HK$5,462/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,538/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,974
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,494
−HK$2,557/mo
Today · 4.125%
HK$99,051
baseline
▲ 0.50% · 4.625%
HK$104,272
+HK$5,221/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,102/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,048 · Scale 2, in force from 26 Feb 2026)