LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,930
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,390
−HK$1,483/mo
Today · 4.125%
HK$49,873
baseline
▲ 0.50% · 4.625%
HK$52,908
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,746/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,209
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,610
−HK$1,420/mo
Today · 4.125%
HK$55,030
baseline
▲ 0.50% · 4.625%
HK$57,931
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,060/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,316
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,068
−HK$1,780/mo
Today · 4.125%
HK$59,848
baseline
▲ 0.50% · 4.625%
HK$63,489
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,696/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,651
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,332
−HK$1,704/mo
Today · 4.125%
HK$66,036
baseline
▲ 0.50% · 4.625%
HK$69,517
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,072/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,702
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,746
−HK$2,076/mo
Today · 4.125%
HK$69,822
baseline
▲ 0.50% · 4.625%
HK$74,071
+HK$4,249/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,644/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,093
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,053
−HK$1,989/mo
Today · 4.125%
HK$77,042
baseline
▲ 0.50% · 4.625%
HK$81,103
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,084/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,474
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,102
−HK$2,670/mo
Today · 4.125%
HK$89,772
baseline
▲ 0.50% · 4.625%
HK$95,234
+HK$5,462/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,544/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,977
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,497
−HK$2,557/mo
Today · 4.125%
HK$99,054
baseline
▲ 0.50% · 4.625%
HK$104,275
+HK$5,221/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,108/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,111 · Scale 2, in force from 26 Feb 2026)