LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,931
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,391
−HK$1,483/mo
Today · 4.125%
HK$49,874
baseline
▲ 0.50% · 4.625%
HK$52,908
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,748/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,210
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,610
−HK$1,421/mo
Today · 4.125%
HK$55,031
baseline
▲ 0.50% · 4.625%
HK$57,931
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,062/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,317
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,069
−HK$1,779/mo
Today · 4.125%
HK$59,848
baseline
▲ 0.50% · 4.625%
HK$63,490
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,696/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,652
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,332
−HK$1,705/mo
Today · 4.125%
HK$66,037
baseline
▲ 0.50% · 4.625%
HK$69,518
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,074/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,703
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,747
−HK$2,076/mo
Today · 4.125%
HK$69,823
baseline
▲ 0.50% · 4.625%
HK$74,072
+HK$4,249/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,646/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,094
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,054
−HK$1,989/mo
Today · 4.125%
HK$77,043
baseline
▲ 0.50% · 4.625%
HK$81,104
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,086/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,475
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,103
−HK$2,670/mo
Today · 4.125%
HK$89,773
baseline
▲ 0.50% · 4.625%
HK$95,235
+HK$5,462/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,546/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,978
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,498
−HK$2,557/mo
Today · 4.125%
HK$99,055
baseline
▲ 0.50% · 4.625%
HK$104,277
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,110/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,134 · Scale 2, in force from 26 Feb 2026)