LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,932
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,392
−HK$1,484/mo
Today · 4.125%
HK$49,876
baseline
▲ 0.50% · 4.625%
HK$52,910
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,752/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,212
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,612
−HK$1,421/mo
Today · 4.125%
HK$55,033
baseline
▲ 0.50% · 4.625%
HK$57,934
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,066/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,319
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,071
−HK$1,780/mo
Today · 4.125%
HK$59,851
baseline
▲ 0.50% · 4.625%
HK$63,492
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,702/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,654
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,335
−HK$1,704/mo
Today · 4.125%
HK$66,039
baseline
▲ 0.50% · 4.625%
HK$69,520
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,078/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,705
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,749
−HK$2,077/mo
Today · 4.125%
HK$69,826
baseline
▲ 0.50% · 4.625%
HK$74,074
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,652/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,097
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,057
−HK$1,989/mo
Today · 4.125%
HK$77,046
baseline
▲ 0.50% · 4.625%
HK$81,107
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,092/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,478
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,106
−HK$2,670/mo
Today · 4.125%
HK$89,776
baseline
▲ 0.50% · 4.625%
HK$95,239
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,552/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,981
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,502
−HK$2,557/mo
Today · 4.125%
HK$99,059
baseline
▲ 0.50% · 4.625%
HK$104,280
+HK$5,221/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,118/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,210 · Scale 2, in force from 26 Feb 2026)