LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,933
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,483/mo
Today · 4.125%
HK$49,876
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,752/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,420/mo
Today · 4.125%
HK$55,033
baseline
▲ 0.50% · 4.625%
HK$57,934
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,066/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,320
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,072
−HK$1,779/mo
Today · 4.125%
HK$59,851
baseline
▲ 0.50% · 4.625%
HK$63,493
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,702/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,655
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,335
−HK$1,705/mo
Today · 4.125%
HK$66,040
baseline
▲ 0.50% · 4.625%
HK$69,521
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,080/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,706
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,750
−HK$2,077/mo
Today · 4.125%
HK$69,827
baseline
▲ 0.50% · 4.625%
HK$74,075
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,654/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,098
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,058
−HK$1,989/mo
Today · 4.125%
HK$77,047
baseline
▲ 0.50% · 4.625%
HK$81,108
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,094/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,480
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$87,107
−HK$2,670/mo
Today · 4.125%
HK$89,777
baseline
▲ 0.50% · 4.625%
HK$95,240
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,554/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,983
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,503
−HK$2,557/mo
Today · 4.125%
HK$99,060
baseline
▲ 0.50% · 4.625%
HK$104,282
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,120/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,238 · Scale 2, in force from 26 Feb 2026)