LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,933
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,484/mo
Today · 4.125%
HK$49,877
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,754/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,421/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$57,935
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,068/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,320
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,072
−HK$1,780/mo
Today · 4.125%
HK$59,852
baseline
▲ 0.50% · 4.625%
HK$63,494
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,704/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,656
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,336
−HK$1,705/mo
Today · 4.125%
HK$66,041
baseline
▲ 0.50% · 4.625%
HK$69,522
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,082/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,707
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,751
−HK$2,076/mo
Today · 4.125%
HK$69,827
baseline
▲ 0.50% · 4.625%
HK$74,076
+HK$4,249/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,654/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,098
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,059
−HK$1,988/mo
Today · 4.125%
HK$77,047
baseline
▲ 0.50% · 4.625%
HK$81,109
+HK$4,062/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,094/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,480
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,108
−HK$2,670/mo
Today · 4.125%
HK$89,778
baseline
▲ 0.50% · 4.625%
HK$95,241
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,556/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,983
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,504
−HK$2,557/mo
Today · 4.125%
HK$99,061
baseline
▲ 0.50% · 4.625%
HK$104,283
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,122/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,251 · Scale 2, in force from 26 Feb 2026)