LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,934
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,394
−HK$1,483/mo
Today · 4.125%
HK$49,877
baseline
▲ 0.50% · 4.625%
HK$52,912
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,754/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,614
−HK$1,420/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$57,935
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,068/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,320
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,072
−HK$1,780/mo
Today · 4.125%
HK$59,852
baseline
▲ 0.50% · 4.625%
HK$63,494
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,704/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,656
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,336
−HK$1,705/mo
Today · 4.125%
HK$66,041
baseline
▲ 0.50% · 4.625%
HK$69,522
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,082/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,707
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,751
−HK$2,077/mo
Today · 4.125%
HK$69,828
baseline
▲ 0.50% · 4.625%
HK$74,076
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,656/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,099
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,059
−HK$1,989/mo
Today · 4.125%
HK$77,048
baseline
▲ 0.50% · 4.625%
HK$81,109
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,096/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,481
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$87,109
−HK$2,669/mo
Today · 4.125%
HK$89,778
baseline
▲ 0.50% · 4.625%
HK$95,241
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,556/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,984
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,505
−HK$2,557/mo
Today · 4.125%
HK$99,062
baseline
▲ 0.50% · 4.625%
HK$104,283
+HK$5,221/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,124/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,266 · Scale 2, in force from 26 Feb 2026)