LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,937
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,397
−HK$1,484/mo
Today · 4.125%
HK$49,881
baseline
▲ 0.50% · 4.625%
HK$52,916
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,762/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,217
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,618
−HK$1,420/mo
Today · 4.125%
HK$55,038
baseline
▲ 0.50% · 4.625%
HK$57,939
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,076/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,325
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,077
−HK$1,780/mo
Today · 4.125%
HK$59,857
baseline
▲ 0.50% · 4.625%
HK$63,499
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,714/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,661
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,341
−HK$1,705/mo
Today · 4.125%
HK$66,046
baseline
▲ 0.50% · 4.625%
HK$69,527
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,092/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,712
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,756
−HK$2,077/mo
Today · 4.125%
HK$69,833
baseline
▲ 0.50% · 4.625%
HK$74,082
+HK$4,249/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,666/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,104
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,065
−HK$1,989/mo
Today · 4.125%
HK$77,054
baseline
▲ 0.50% · 4.625%
HK$81,115
+HK$4,061/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,108/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,487
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,115
−HK$2,670/mo
Today · 4.125%
HK$89,785
baseline
▲ 0.50% · 4.625%
HK$95,248
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,570/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,991
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,512
−HK$2,557/mo
Today · 4.125%
HK$99,069
baseline
▲ 0.50% · 4.625%
HK$104,291
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,138/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,420 · Scale 2, in force from 26 Feb 2026)