LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,938
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,398
−HK$1,483/mo
Today · 4.125%
HK$49,881
baseline
▲ 0.50% · 4.625%
HK$52,916
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,762/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,218
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,618
−HK$1,421/mo
Today · 4.125%
HK$55,039
baseline
▲ 0.50% · 4.625%
HK$57,940
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,078/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,325
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,077
−HK$1,780/mo
Today · 4.125%
HK$59,857
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,643/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,714/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,661
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,342
−HK$1,705/mo
Today · 4.125%
HK$66,047
baseline
▲ 0.50% · 4.625%
HK$69,528
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,094/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,713
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,757
−HK$2,077/mo
Today · 4.125%
HK$69,834
baseline
▲ 0.50% · 4.625%
HK$74,083
+HK$4,249/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,668/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,105
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,066
−HK$1,989/mo
Today · 4.125%
HK$77,055
baseline
▲ 0.50% · 4.625%
HK$81,116
+HK$4,061/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,110/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,488
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,116
−HK$2,670/mo
Today · 4.125%
HK$89,786
baseline
▲ 0.50% · 4.625%
HK$95,249
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,572/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,992
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,513
−HK$2,557/mo
Today · 4.125%
HK$99,070
baseline
▲ 0.50% · 4.625%
HK$104,292
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,140/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,442 · Scale 2, in force from 26 Feb 2026)