LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,938
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,398
−HK$1,484/mo
Today · 4.125%
HK$49,882
baseline
▲ 0.50% · 4.625%
HK$52,917
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,764/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,218
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,619
−HK$1,421/mo
Today · 4.125%
HK$55,040
baseline
▲ 0.50% · 4.625%
HK$57,941
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,080/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,326
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,078
−HK$1,780/mo
Today · 4.125%
HK$59,858
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,716/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,662
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,343
−HK$1,705/mo
Today · 4.125%
HK$66,048
baseline
▲ 0.50% · 4.625%
HK$69,529
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,096/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,714
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,758
−HK$2,077/mo
Today · 4.125%
HK$69,835
baseline
▲ 0.50% · 4.625%
HK$74,084
+HK$4,249/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,670/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,106
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,067
−HK$1,989/mo
Today · 4.125%
HK$77,056
baseline
▲ 0.50% · 4.625%
HK$81,117
+HK$4,061/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,112/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,489
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,117
−HK$2,670/mo
Today · 4.125%
HK$89,787
baseline
▲ 0.50% · 4.625%
HK$95,251
+HK$5,464/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,574/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,993
−HK$5,078/mo
▼ 0.25% · 3.875%
HK$96,514
−HK$2,557/mo
Today · 4.125%
HK$99,071
baseline
▲ 0.50% · 4.625%
HK$104,294
+HK$5,223/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,142/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,470 · Scale 2, in force from 26 Feb 2026)