LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,940
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,400
−HK$1,483/mo
Today · 4.125%
HK$49,883
baseline
▲ 0.50% · 4.625%
HK$52,919
+HK$3,036/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,766/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,220
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,621
−HK$1,420/mo
Today · 4.125%
HK$55,041
baseline
▲ 0.50% · 4.625%
HK$57,943
+HK$2,902/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,082/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,328
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,080
−HK$1,780/mo
Today · 4.125%
HK$59,860
baseline
▲ 0.50% · 4.625%
HK$63,502
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,720/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,664
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,345
−HK$1,705/mo
Today · 4.125%
HK$66,050
baseline
▲ 0.50% · 4.625%
HK$69,531
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,100/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,716
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,760
−HK$2,077/mo
Today · 4.125%
HK$69,837
baseline
▲ 0.50% · 4.625%
HK$74,086
+HK$4,249/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,674/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,108
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,069
−HK$1,989/mo
Today · 4.125%
HK$77,058
baseline
▲ 0.50% · 4.625%
HK$81,120
+HK$4,062/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,116/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,492
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,120
−HK$2,670/mo
Today · 4.125%
HK$89,790
baseline
▲ 0.50% · 4.625%
HK$95,254
+HK$5,464/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,580/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,996
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$96,517
−HK$2,558/mo
Today · 4.125%
HK$99,075
baseline
▲ 0.50% · 4.625%
HK$104,297
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,150/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,535 · Scale 2, in force from 26 Feb 2026)