LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,943
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,403
−HK$1,484/mo
Today · 4.125%
HK$49,887
baseline
▲ 0.50% · 4.625%
HK$52,922
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,774/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,223
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,624
−HK$1,421/mo
Today · 4.125%
HK$55,045
baseline
▲ 0.50% · 4.625%
HK$57,946
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,090/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,331
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,084
−HK$1,780/mo
Today · 4.125%
HK$59,864
baseline
▲ 0.50% · 4.625%
HK$63,506
+HK$3,642/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,728/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,668
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,349
−HK$1,705/mo
Today · 4.125%
HK$66,054
baseline
▲ 0.50% · 4.625%
HK$69,536
+HK$3,482/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,108/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,720
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,764
−HK$2,077/mo
Today · 4.125%
HK$69,841
baseline
▲ 0.50% · 4.625%
HK$74,091
+HK$4,250/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,682/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,113
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,074
−HK$1,989/mo
Today · 4.125%
HK$77,063
baseline
▲ 0.50% · 4.625%
HK$81,125
+HK$4,062/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,126/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,497
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$87,125
−HK$2,671/mo
Today · 4.125%
HK$89,796
baseline
▲ 0.50% · 4.625%
HK$95,260
+HK$5,464/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,592/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,002
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$96,523
−HK$2,558/mo
Today · 4.125%
HK$99,081
baseline
▲ 0.50% · 4.625%
HK$104,303
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,162/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,665 · Scale 2, in force from 26 Feb 2026)