LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,944
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,404
−HK$1,483/mo
Today · 4.125%
HK$49,887
baseline
▲ 0.50% · 4.625%
HK$52,923
+HK$3,036/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,774/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,224
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,625
−HK$1,421/mo
Today · 4.125%
HK$55,046
baseline
▲ 0.50% · 4.625%
HK$57,947
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,092/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,332
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,085
−HK$1,780/mo
Today · 4.125%
HK$59,865
baseline
▲ 0.50% · 4.625%
HK$63,508
+HK$3,643/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,730/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,669
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,350
−HK$1,705/mo
Today · 4.125%
HK$66,055
baseline
▲ 0.50% · 4.625%
HK$69,537
+HK$3,482/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,110/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,721
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,765
−HK$2,077/mo
Today · 4.125%
HK$69,842
baseline
▲ 0.50% · 4.625%
HK$74,092
+HK$4,250/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,684/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,114
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,075
−HK$1,989/mo
Today · 4.125%
HK$77,064
baseline
▲ 0.50% · 4.625%
HK$81,126
+HK$4,062/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,128/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,499
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$87,127
−HK$2,670/mo
Today · 4.125%
HK$89,797
baseline
▲ 0.50% · 4.625%
HK$95,261
+HK$5,464/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,594/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,004
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$96,525
−HK$2,558/mo
Today · 4.125%
HK$99,083
baseline
▲ 0.50% · 4.625%
HK$104,305
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,166/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,703 · Scale 2, in force from 26 Feb 2026)