LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,948
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,409
−HK$1,483/mo
Today · 4.125%
HK$49,892
baseline
▲ 0.50% · 4.625%
HK$52,928
+HK$3,036/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,784/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,229
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,630
−HK$1,421/mo
Today · 4.125%
HK$55,051
baseline
▲ 0.50% · 4.625%
HK$57,953
+HK$2,902/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,102/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,338
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,090
−HK$1,781/mo
Today · 4.125%
HK$59,871
baseline
▲ 0.50% · 4.625%
HK$63,514
+HK$3,643/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$119,742/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,675
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,356
−HK$1,705/mo
Today · 4.125%
HK$66,061
baseline
▲ 0.50% · 4.625%
HK$69,544
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$132,122/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,727
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,772
−HK$2,077/mo
Today · 4.125%
HK$69,849
baseline
▲ 0.50% · 4.625%
HK$74,099
+HK$4,250/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,698/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,121
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,082
−HK$1,990/mo
Today · 4.125%
HK$77,072
baseline
▲ 0.50% · 4.625%
HK$81,134
+HK$4,062/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,144/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,507
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$87,135
−HK$2,671/mo
Today · 4.125%
HK$89,806
baseline
▲ 0.50% · 4.625%
HK$95,271
+HK$5,465/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,612/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,013
−HK$5,079/mo
▼ 0.25% · 3.875%
HK$96,534
−HK$2,558/mo
Today · 4.125%
HK$99,092
baseline
▲ 0.50% · 4.625%
HK$104,315
+HK$5,223/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,184/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,901 · Scale 2, in force from 26 Feb 2026)