LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,952
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,412
−HK$1,484/mo
Today · 4.125%
HK$49,896
baseline
▲ 0.50% · 4.625%
HK$52,932
+HK$3,036/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,792/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,234
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,634
−HK$1,422/mo
Today · 4.125%
HK$55,056
baseline
▲ 0.50% · 4.625%
HK$57,958
+HK$2,902/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,112/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,342
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,095
−HK$1,780/mo
Today · 4.125%
HK$59,875
baseline
▲ 0.50% · 4.625%
HK$63,519
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$119,750/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,680
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,361
−HK$1,706/mo
Today · 4.125%
HK$66,067
baseline
▲ 0.50% · 4.625%
HK$69,549
+HK$3,482/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$132,134/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,733
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,777
−HK$2,078/mo
Today · 4.125%
HK$69,855
baseline
▲ 0.50% · 4.625%
HK$74,105
+HK$4,250/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,710/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,127
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,088
−HK$1,990/mo
Today · 4.125%
HK$77,078
baseline
▲ 0.50% · 4.625%
HK$81,141
+HK$4,063/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,156/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,513
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,142
−HK$2,671/mo
Today · 4.125%
HK$89,813
baseline
▲ 0.50% · 4.625%
HK$95,278
+HK$5,465/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,626/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,020
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,542
−HK$2,558/mo
Today · 4.125%
HK$99,100
baseline
▲ 0.50% · 4.625%
HK$104,324
+HK$5,224/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,200/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,063 · Scale 2, in force from 26 Feb 2026)