LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,953
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,414
−HK$1,484/mo
Today · 4.125%
HK$49,898
baseline
▲ 0.50% · 4.625%
HK$52,934
+HK$3,036/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,796/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,235
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,421/mo
Today · 4.125%
HK$55,057
baseline
▲ 0.50% · 4.625%
HK$57,959
+HK$2,902/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,114/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,344
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,096
−HK$1,781/mo
Today · 4.125%
HK$59,877
baseline
▲ 0.50% · 4.625%
HK$63,520
+HK$3,643/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$119,754/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,682
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,363
−HK$1,705/mo
Today · 4.125%
HK$66,068
baseline
▲ 0.50% · 4.625%
HK$69,551
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$132,136/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,734
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,779
−HK$2,078/mo
Today · 4.125%
HK$69,857
baseline
▲ 0.50% · 4.625%
HK$74,107
+HK$4,250/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,714/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,129
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,090
−HK$1,990/mo
Today · 4.125%
HK$77,080
baseline
▲ 0.50% · 4.625%
HK$81,143
+HK$4,063/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,160/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,516
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,145
−HK$2,671/mo
Today · 4.125%
HK$89,816
baseline
▲ 0.50% · 4.625%
HK$95,281
+HK$5,465/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,632/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,023
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,545
−HK$2,558/mo
Today · 4.125%
HK$99,103
baseline
▲ 0.50% · 4.625%
HK$104,326
+HK$5,223/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,206/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,118 · Scale 2, in force from 26 Feb 2026)