LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,954
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,414
−HK$1,484/mo
Today · 4.125%
HK$49,898
baseline
▲ 0.50% · 4.625%
HK$52,934
+HK$3,036/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,796/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,235
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,422/mo
Today · 4.125%
HK$55,058
baseline
▲ 0.50% · 4.625%
HK$57,960
+HK$2,902/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,116/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,344
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,097
−HK$1,781/mo
Today · 4.125%
HK$59,878
baseline
▲ 0.50% · 4.625%
HK$63,521
+HK$3,643/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$119,756/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,683
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,364
−HK$1,705/mo
Today · 4.125%
HK$66,069
baseline
▲ 0.50% · 4.625%
HK$69,552
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.35M · min. income ≈ HK$132,138/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,735
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,780
−HK$2,077/mo
Today · 4.125%
HK$69,857
baseline
▲ 0.50% · 4.625%
HK$74,108
+HK$4,251/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,714/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,130
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,091
−HK$1,990/mo
Today · 4.125%
HK$77,081
baseline
▲ 0.50% · 4.625%
HK$81,144
+HK$4,063/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,162/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,517
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,146
−HK$2,671/mo
Today · 4.125%
HK$89,817
baseline
▲ 0.50% · 4.625%
HK$95,282
+HK$5,465/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,634/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,024
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,546
−HK$2,558/mo
Today · 4.125%
HK$99,104
baseline
▲ 0.50% · 4.625%
HK$104,328
+HK$5,224/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,208/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,140 · Scale 2, in force from 26 Feb 2026)