LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,956
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,416
−HK$1,484/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,937
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,238
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,639
−HK$1,421/mo
Today · 4.125%
HK$55,060
baseline
▲ 0.50% · 4.625%
HK$57,962
+HK$2,902/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,120/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,347
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,100
−HK$1,780/mo
Today · 4.125%
HK$59,880
baseline
▲ 0.50% · 4.625%
HK$63,524
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,760/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,685
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,367
−HK$1,705/mo
Today · 4.125%
HK$66,072
baseline
▲ 0.50% · 4.625%
HK$69,555
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,144/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,738
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,783
−HK$2,077/mo
Today · 4.125%
HK$69,860
baseline
▲ 0.50% · 4.625%
HK$74,111
+HK$4,251/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$139,720/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,133
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,094
−HK$1,990/mo
Today · 4.125%
HK$77,084
baseline
▲ 0.50% · 4.625%
HK$81,147
+HK$4,063/mo
Deposit HK$6.18M · loan HK$14.41M · min. income ≈ HK$154,168/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,520
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,149
−HK$2,671/mo
Today · 4.125%
HK$89,820
baseline
▲ 0.50% · 4.625%
HK$95,286
+HK$5,466/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,640/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,028
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,550
−HK$2,558/mo
Today · 4.125%
HK$99,108
baseline
▲ 0.50% · 4.625%
HK$104,332
+HK$5,224/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,216/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,231 · Scale 2, in force from 26 Feb 2026)