LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,958
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,419
−HK$1,484/mo
Today · 4.125%
HK$49,903
baseline
▲ 0.50% · 4.625%
HK$52,939
+HK$3,036/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,806/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,240
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,421/mo
Today · 4.125%
HK$55,063
baseline
▲ 0.50% · 4.625%
HK$57,965
+HK$2,902/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,126/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,350
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,103
−HK$1,780/mo
Today · 4.125%
HK$59,883
baseline
▲ 0.50% · 4.625%
HK$63,527
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,766/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,689
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,370
−HK$1,705/mo
Today · 4.125%
HK$66,075
baseline
▲ 0.50% · 4.625%
HK$69,558
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,150/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,741
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$2,078/mo
Today · 4.125%
HK$69,864
baseline
▲ 0.50% · 4.625%
HK$74,115
+HK$4,251/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,728/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,137
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,098
−HK$1,990/mo
Today · 4.125%
HK$77,088
baseline
▲ 0.50% · 4.625%
HK$81,151
+HK$4,063/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,176/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,525
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$87,154
−HK$2,671/mo
Today · 4.125%
HK$89,825
baseline
▲ 0.50% · 4.625%
HK$95,291
+HK$5,466/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,650/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,033
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,555
−HK$2,558/mo
Today · 4.125%
HK$99,113
baseline
▲ 0.50% · 4.625%
HK$104,337
+HK$5,224/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,226/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,336 · Scale 2, in force from 26 Feb 2026)