LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,959
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,420
−HK$1,484/mo
Today · 4.125%
HK$49,904
baseline
▲ 0.50% · 4.625%
HK$52,940
+HK$3,036/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,808/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,241
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,422/mo
Today · 4.125%
HK$55,064
baseline
▲ 0.50% · 4.625%
HK$57,966
+HK$2,902/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,128/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,351
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,104
−HK$1,780/mo
Today · 4.125%
HK$59,884
baseline
▲ 0.50% · 4.625%
HK$63,528
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,768/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,690
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,371
−HK$1,706/mo
Today · 4.125%
HK$66,077
baseline
▲ 0.50% · 4.625%
HK$69,559
+HK$3,482/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,154/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,742
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,787
−HK$2,078/mo
Today · 4.125%
HK$69,865
baseline
▲ 0.50% · 4.625%
HK$74,116
+HK$4,251/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,730/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,138
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,099
−HK$1,990/mo
Today · 4.125%
HK$77,089
baseline
▲ 0.50% · 4.625%
HK$81,153
+HK$4,064/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,178/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,526
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,155
−HK$2,672/mo
Today · 4.125%
HK$89,827
baseline
▲ 0.50% · 4.625%
HK$95,292
+HK$5,465/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,654/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,034
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,556
−HK$2,559/mo
Today · 4.125%
HK$99,115
baseline
▲ 0.50% · 4.625%
HK$104,339
+HK$5,224/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,230/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,370 · Scale 2, in force from 26 Feb 2026)