LTV · monthly repayment
▼ 0.50% · 3.625%
HK$469,593
−HK$29,448/mo
▼ 0.25% · 3.875%
HK$484,200
−HK$14,841/mo
Today · 4.125%
HK$499,041
baseline
▲ 0.50% · 4.625%
HK$529,406
+HK$30,365/mo
Deposit HK$102.97M · loan HK$102.97M · min. income ≈ HK$998,082/mo (50% DSR)
Upfront cash ≈ HK$116.36M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,417
−HK$28,225/mo
▼ 0.25% · 3.875%
HK$536,428
−HK$14,214/mo
Today · 4.125%
HK$550,642
baseline
▲ 0.50% · 4.625%
HK$579,667
+HK$29,025/mo
Deposit HK$102.97M · loan HK$102.97M · min. income ≈ HK$1,101,284/mo (50% DSR)
Upfront cash ≈ HK$116.36M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$563,511
−HK$35,338/mo
▼ 0.25% · 3.875%
HK$581,040
−HK$17,809/mo
Today · 4.125%
HK$598,849
baseline
▲ 0.50% · 4.625%
HK$635,287
+HK$36,438/mo
Deposit HK$82.38M · loan HK$123.56M · min. income ≈ HK$1,197,698/mo (50% DSR)
Upfront cash ≈ HK$95.76M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$626,901
−HK$33,869/mo
▼ 0.25% · 3.875%
HK$643,714
−HK$17,056/mo
Today · 4.125%
HK$660,770
baseline
▲ 0.50% · 4.625%
HK$695,600
+HK$34,830/mo
Deposit HK$82.38M · loan HK$123.56M · min. income ≈ HK$1,321,540/mo (50% DSR)
Upfront cash ≈ HK$95.76M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$657,430
−HK$41,227/mo
▼ 0.25% · 3.875%
HK$677,880
−HK$20,777/mo
Today · 4.125%
HK$698,657
baseline
▲ 0.50% · 4.625%
HK$741,168
+HK$42,511/mo
Deposit HK$61.78M · loan HK$144.16M · min. income ≈ HK$1,397,314/mo (50% DSR)
Upfront cash ≈ HK$75.17M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$731,384
−HK$39,515/mo
▼ 0.25% · 3.875%
HK$751,000
−HK$19,899/mo
Today · 4.125%
HK$770,899
baseline
▲ 0.50% · 4.625%
HK$811,534
+HK$40,635/mo
Deposit HK$61.78M · loan HK$144.16M · min. income ≈ HK$1,541,798/mo (50% DSR)
Upfront cash ≈ HK$75.17M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$845,267
−HK$53,006/mo
▼ 0.25% · 3.875%
HK$871,560
−HK$26,713/mo
Today · 4.125%
HK$898,273
baseline
▲ 0.50% · 4.625%
HK$952,931
+HK$54,658/mo
Deposit HK$20.59M · loan HK$185.34M · min. income ≈ HK$1,796,546/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$940,351
−HK$50,805/mo
▼ 0.25% · 3.875%
HK$965,571
−HK$25,585/mo
Today · 4.125%
HK$991,156
baseline
▲ 0.50% · 4.625%
HK$1,043,401
+HK$52,245/mo
Deposit HK$20.59M · loan HK$185.34M · min. income ≈ HK$1,982,312/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$13,386,011 · Scale 2, in force from 26 Feb 2026)