LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,960
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,421
−HK$1,484/mo
Today · 4.125%
HK$49,905
baseline
▲ 0.50% · 4.625%
HK$52,942
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,810/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,243
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,644
−HK$1,421/mo
Today · 4.125%
HK$55,065
baseline
▲ 0.50% · 4.625%
HK$57,968
+HK$2,903/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,130/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,352
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,105
−HK$1,781/mo
Today · 4.125%
HK$59,886
baseline
▲ 0.50% · 4.625%
HK$63,530
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,772/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,691
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,373
−HK$1,705/mo
Today · 4.125%
HK$66,078
baseline
▲ 0.50% · 4.625%
HK$69,561
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,156/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,744
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,789
−HK$2,078/mo
Today · 4.125%
HK$69,867
baseline
▲ 0.50% · 4.625%
HK$74,118
+HK$4,251/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,734/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,140
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,101
−HK$1,990/mo
Today · 4.125%
HK$77,091
baseline
▲ 0.50% · 4.625%
HK$81,155
+HK$4,064/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,182/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,528
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,158
−HK$2,671/mo
Today · 4.125%
HK$89,829
baseline
▲ 0.50% · 4.625%
HK$95,295
+HK$5,466/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$179,658/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,037
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,559
−HK$2,559/mo
Today · 4.125%
HK$99,118
baseline
▲ 0.50% · 4.625%
HK$104,342
+HK$5,224/mo
Deposit HK$2.06M · loan HK$18.53M · min. income ≈ HK$198,236/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,428 · Scale 2, in force from 26 Feb 2026)