LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,962
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,423
−HK$1,484/mo
Today · 4.125%
HK$49,907
baseline
▲ 0.50% · 4.625%
HK$52,944
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,814/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,245
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,646
−HK$1,422/mo
Today · 4.125%
HK$55,068
baseline
▲ 0.50% · 4.625%
HK$57,971
+HK$2,903/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,136/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,355
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,108
−HK$1,781/mo
Today · 4.125%
HK$59,889
baseline
▲ 0.50% · 4.625%
HK$63,533
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,778/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,694
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,376
−HK$1,706/mo
Today · 4.125%
HK$66,082
baseline
▲ 0.50% · 4.625%
HK$69,565
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,164/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,747
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,793
−HK$2,077/mo
Today · 4.125%
HK$69,870
baseline
▲ 0.50% · 4.625%
HK$74,122
+HK$4,252/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,740/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,143
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,105
−HK$1,990/mo
Today · 4.125%
HK$77,095
baseline
▲ 0.50% · 4.625%
HK$81,159
+HK$4,064/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,190/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,532
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,162
−HK$2,671/mo
Today · 4.125%
HK$89,833
baseline
▲ 0.50% · 4.625%
HK$95,300
+HK$5,467/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,666/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,041
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,564
−HK$2,558/mo
Today · 4.125%
HK$99,122
baseline
▲ 0.50% · 4.625%
HK$104,347
+HK$5,225/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,244/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,526 · Scale 2, in force from 26 Feb 2026)