LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,964
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,425
−HK$1,484/mo
Today · 4.125%
HK$49,909
baseline
▲ 0.50% · 4.625%
HK$52,946
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,818/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,247
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,648
−HK$1,422/mo
Today · 4.125%
HK$55,070
baseline
▲ 0.50% · 4.625%
HK$57,973
+HK$2,903/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,140/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,357
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,110
−HK$1,781/mo
Today · 4.125%
HK$59,891
baseline
▲ 0.50% · 4.625%
HK$63,535
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,782/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,696
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,378
−HK$1,706/mo
Today · 4.125%
HK$66,084
baseline
▲ 0.50% · 4.625%
HK$69,567
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,168/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,750
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,795
−HK$2,078/mo
Today · 4.125%
HK$69,873
baseline
▲ 0.50% · 4.625%
HK$74,124
+HK$4,251/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,746/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,146
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,107
−HK$1,991/mo
Today · 4.125%
HK$77,098
baseline
▲ 0.50% · 4.625%
HK$81,162
+HK$4,064/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,196/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,535
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,165
−HK$2,671/mo
Today · 4.125%
HK$89,836
baseline
▲ 0.50% · 4.625%
HK$95,303
+HK$5,467/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,672/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,045
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$96,567
−HK$2,558/mo
Today · 4.125%
HK$99,125
baseline
▲ 0.50% · 4.625%
HK$104,351
+HK$5,226/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,250/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,593 · Scale 2, in force from 26 Feb 2026)