LTV · monthly repayment
▼ 0.50% · 3.625%
HK$469,655
−HK$29,451/mo
▼ 0.25% · 3.875%
HK$484,264
−HK$14,842/mo
Today · 4.125%
HK$499,106
baseline
▲ 0.50% · 4.625%
HK$529,476
+HK$30,370/mo
Deposit HK$102.98M · loan HK$102.98M · min. income ≈ HK$998,212/mo (50% DSR)
Upfront cash ≈ HK$116.37M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$522,486
−HK$28,229/mo
▼ 0.25% · 3.875%
HK$536,499
−HK$14,216/mo
Today · 4.125%
HK$550,715
baseline
▲ 0.50% · 4.625%
HK$579,743
+HK$29,028/mo
Deposit HK$102.98M · loan HK$102.98M · min. income ≈ HK$1,101,430/mo (50% DSR)
Upfront cash ≈ HK$116.37M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$563,586
−HK$35,342/mo
▼ 0.25% · 3.875%
HK$581,116
−HK$17,812/mo
Today · 4.125%
HK$598,928
baseline
▲ 0.50% · 4.625%
HK$635,371
+HK$36,443/mo
Deposit HK$82.39M · loan HK$123.58M · min. income ≈ HK$1,197,856/mo (50% DSR)
Upfront cash ≈ HK$95.77M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$626,983
−HK$33,874/mo
▼ 0.25% · 3.875%
HK$643,799
−HK$17,058/mo
Today · 4.125%
HK$660,857
baseline
▲ 0.50% · 4.625%
HK$695,692
+HK$34,835/mo
Deposit HK$82.39M · loan HK$123.58M · min. income ≈ HK$1,321,714/mo (50% DSR)
Upfront cash ≈ HK$95.77M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$657,517
−HK$41,232/mo
▼ 0.25% · 3.875%
HK$677,969
−HK$20,780/mo
Today · 4.125%
HK$698,749
baseline
▲ 0.50% · 4.625%
HK$741,266
+HK$42,517/mo
Deposit HK$61.79M · loan HK$144.18M · min. income ≈ HK$1,397,498/mo (50% DSR)
Upfront cash ≈ HK$75.18M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$731,481
−HK$39,519/mo
▼ 0.25% · 3.875%
HK$751,099
−HK$19,901/mo
Today · 4.125%
HK$771,000
baseline
▲ 0.50% · 4.625%
HK$811,641
+HK$40,641/mo
Deposit HK$61.79M · loan HK$144.18M · min. income ≈ HK$1,542,000/mo (50% DSR)
Upfront cash ≈ HK$75.18M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$845,379
−HK$53,012/mo
▼ 0.25% · 3.875%
HK$871,675
−HK$26,716/mo
Today · 4.125%
HK$898,391
baseline
▲ 0.50% · 4.625%
HK$953,056
+HK$54,665/mo
Deposit HK$20.60M · loan HK$185.37M · min. income ≈ HK$1,796,782/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$940,475
−HK$50,811/mo
▼ 0.25% · 3.875%
HK$965,698
−HK$25,588/mo
Today · 4.125%
HK$991,286
baseline
▲ 0.50% · 4.625%
HK$1,043,538
+HK$52,252/mo
Deposit HK$20.60M · loan HK$185.37M · min. income ≈ HK$1,982,572/mo (50% DSR)
Upfront cash ≈ HK$33.98M (deposit + AVD stamp duty HK$13,387,775 · Scale 2, in force from 26 Feb 2026)