LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,970
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,431
−HK$1,485/mo
Today · 4.125%
HK$49,916
baseline
▲ 0.50% · 4.625%
HK$52,953
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,832/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,254
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,655
−HK$1,422/mo
Today · 4.125%
HK$55,077
baseline
▲ 0.50% · 4.625%
HK$57,980
+HK$2,903/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,154/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,364
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,118
−HK$1,781/mo
Today · 4.125%
HK$59,899
baseline
▲ 0.50% · 4.625%
HK$63,544
+HK$3,645/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,798/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,705
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,387
−HK$1,706/mo
Today · 4.125%
HK$66,093
baseline
▲ 0.50% · 4.625%
HK$69,576
+HK$3,483/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,186/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,758
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,804
−HK$2,078/mo
Today · 4.125%
HK$69,882
baseline
▲ 0.50% · 4.625%
HK$74,134
+HK$4,252/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,764/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,156
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,118
−HK$1,990/mo
Today · 4.125%
HK$77,108
baseline
▲ 0.50% · 4.625%
HK$81,172
+HK$4,064/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,216/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,547
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$87,176
−HK$2,672/mo
Today · 4.125%
HK$89,848
baseline
▲ 0.50% · 4.625%
HK$95,315
+HK$5,467/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,696/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,057
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,580
−HK$2,559/mo
Today · 4.125%
HK$99,139
baseline
▲ 0.50% · 4.625%
HK$104,365
+HK$5,226/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,278/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,871 · Scale 2, in force from 26 Feb 2026)