LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,972
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,433
−HK$1,484/mo
Today · 4.125%
HK$49,917
baseline
▲ 0.50% · 4.625%
HK$52,954
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,834/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,255
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,657
−HK$1,422/mo
Today · 4.125%
HK$55,079
baseline
▲ 0.50% · 4.625%
HK$57,982
+HK$2,903/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,158/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,366
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,119
−HK$1,782/mo
Today · 4.125%
HK$59,901
baseline
▲ 0.50% · 4.625%
HK$63,545
+HK$3,644/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,802/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,706
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,388
−HK$1,706/mo
Today · 4.125%
HK$66,094
baseline
▲ 0.50% · 4.625%
HK$69,578
+HK$3,484/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,188/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,760
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,806
−HK$2,078/mo
Today · 4.125%
HK$69,884
baseline
▲ 0.50% · 4.625%
HK$74,136
+HK$4,252/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,768/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,158
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,120
−HK$1,990/mo
Today · 4.125%
HK$77,110
baseline
▲ 0.50% · 4.625%
HK$81,175
+HK$4,065/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,220/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,549
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$87,179
−HK$2,672/mo
Today · 4.125%
HK$89,851
baseline
▲ 0.50% · 4.625%
HK$95,318
+HK$5,467/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,702/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,060
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$96,582
−HK$2,559/mo
Today · 4.125%
HK$99,141
baseline
▲ 0.50% · 4.625%
HK$104,367
+HK$5,226/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,282/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$809,925 · Scale 2, in force from 26 Feb 2026)