LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,974
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,435
−HK$1,485/mo
Today · 4.125%
HK$49,920
baseline
▲ 0.50% · 4.625%
HK$52,957
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,840/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,258
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,660
−HK$1,422/mo
Today · 4.125%
HK$55,082
baseline
▲ 0.50% · 4.625%
HK$57,985
+HK$2,903/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,164/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,369
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,122
−HK$1,782/mo
Today · 4.125%
HK$59,904
baseline
▲ 0.50% · 4.625%
HK$63,549
+HK$3,645/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,808/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,710
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,392
−HK$1,706/mo
Today · 4.125%
HK$66,098
baseline
▲ 0.50% · 4.625%
HK$69,582
+HK$3,484/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,196/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,764
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,809
−HK$2,079/mo
Today · 4.125%
HK$69,888
baseline
▲ 0.50% · 4.625%
HK$74,140
+HK$4,252/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,776/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,162
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,124
−HK$1,990/mo
Today · 4.125%
HK$77,114
baseline
▲ 0.50% · 4.625%
HK$81,179
+HK$4,065/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,228/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,553
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,183
−HK$2,673/mo
Today · 4.125%
HK$89,856
baseline
▲ 0.50% · 4.625%
HK$95,323
+HK$5,467/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,712/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,065
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,588
−HK$2,559/mo
Today · 4.125%
HK$99,147
baseline
▲ 0.50% · 4.625%
HK$104,373
+HK$5,226/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,294/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,036 · Scale 2, in force from 26 Feb 2026)