LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,978
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,440
−HK$1,484/mo
Today · 4.125%
HK$49,924
baseline
▲ 0.50% · 4.625%
HK$52,962
+HK$3,038/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,848/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,263
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,664
−HK$1,422/mo
Today · 4.125%
HK$55,086
baseline
▲ 0.50% · 4.625%
HK$57,990
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,172/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,374
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,127
−HK$1,782/mo
Today · 4.125%
HK$59,909
baseline
▲ 0.50% · 4.625%
HK$63,554
+HK$3,645/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,818/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,715
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,397
−HK$1,707/mo
Today · 4.125%
HK$66,104
baseline
▲ 0.50% · 4.625%
HK$69,588
+HK$3,484/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,208/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,770
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,815
−HK$2,079/mo
Today · 4.125%
HK$69,894
baseline
▲ 0.50% · 4.625%
HK$74,147
+HK$4,253/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,788/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,168
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,130
−HK$1,991/mo
Today · 4.125%
HK$77,121
baseline
▲ 0.50% · 4.625%
HK$81,186
+HK$4,065/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,242/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,561
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,191
−HK$2,673/mo
Today · 4.125%
HK$89,864
baseline
▲ 0.50% · 4.625%
HK$95,331
+HK$5,467/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,728/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,073
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,596
−HK$2,560/mo
Today · 4.125%
HK$99,156
baseline
▲ 0.50% · 4.625%
HK$104,382
+HK$5,226/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,312/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,217 · Scale 2, in force from 26 Feb 2026)