LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,979
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,440
−HK$1,485/mo
Today · 4.125%
HK$49,925
baseline
▲ 0.50% · 4.625%
HK$52,962
+HK$3,037/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,850/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,263
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,665
−HK$1,422/mo
Today · 4.125%
HK$55,087
baseline
▲ 0.50% · 4.625%
HK$57,991
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,174/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,374
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,128
−HK$1,782/mo
Today · 4.125%
HK$59,910
baseline
▲ 0.50% · 4.625%
HK$63,555
+HK$3,645/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,820/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,716
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,398
−HK$1,706/mo
Today · 4.125%
HK$66,104
baseline
▲ 0.50% · 4.625%
HK$69,589
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,208/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,770
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,816
−HK$2,078/mo
Today · 4.125%
HK$69,894
baseline
▲ 0.50% · 4.625%
HK$74,147
+HK$4,253/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,788/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,169
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,131
−HK$1,991/mo
Today · 4.125%
HK$77,122
baseline
▲ 0.50% · 4.625%
HK$81,187
+HK$4,065/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,244/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,562
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$87,192
−HK$2,672/mo
Today · 4.125%
HK$89,864
baseline
▲ 0.50% · 4.625%
HK$95,332
+HK$5,468/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,728/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,074
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,597
−HK$2,559/mo
Today · 4.125%
HK$99,156
baseline
▲ 0.50% · 4.625%
HK$104,383
+HK$5,227/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,312/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,236 · Scale 2, in force from 26 Feb 2026)