LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,981
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,443
−HK$1,485/mo
Today · 4.125%
HK$49,928
baseline
▲ 0.50% · 4.625%
HK$52,966
+HK$3,038/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,856/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,266
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,668
−HK$1,422/mo
Today · 4.125%
HK$55,090
baseline
▲ 0.50% · 4.625%
HK$57,994
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,180/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,378
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,131
−HK$1,782/mo
Today · 4.125%
HK$59,913
baseline
▲ 0.50% · 4.625%
HK$63,559
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,826/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,720
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,402
−HK$1,706/mo
Today · 4.125%
HK$66,108
baseline
▲ 0.50% · 4.625%
HK$69,593
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,216/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,774
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,820
−HK$2,079/mo
Today · 4.125%
HK$69,899
baseline
▲ 0.50% · 4.625%
HK$74,152
+HK$4,253/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,798/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,173
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,135
−HK$1,991/mo
Today · 4.125%
HK$77,126
baseline
▲ 0.50% · 4.625%
HK$81,192
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,252/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,567
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,197
−HK$2,673/mo
Today · 4.125%
HK$89,870
baseline
▲ 0.50% · 4.625%
HK$95,338
+HK$5,468/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,740/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,080
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$96,603
−HK$2,559/mo
Today · 4.125%
HK$99,162
baseline
▲ 0.50% · 4.625%
HK$104,389
+HK$5,227/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,324/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,360 · Scale 2, in force from 26 Feb 2026)