LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,984
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,446
−HK$1,485/mo
Today · 4.125%
HK$49,931
baseline
▲ 0.50% · 4.625%
HK$52,969
+HK$3,038/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,862/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,270
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,672
−HK$1,422/mo
Today · 4.125%
HK$55,094
baseline
▲ 0.50% · 4.625%
HK$57,998
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,188/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,381
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,135
−HK$1,782/mo
Today · 4.125%
HK$59,917
baseline
▲ 0.50% · 4.625%
HK$63,563
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,834/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,724
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,406
−HK$1,706/mo
Today · 4.125%
HK$66,112
baseline
▲ 0.50% · 4.625%
HK$69,597
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,224/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,778
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,824
−HK$2,079/mo
Today · 4.125%
HK$69,903
baseline
▲ 0.50% · 4.625%
HK$74,157
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,806/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,178
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,140
−HK$1,991/mo
Today · 4.125%
HK$77,131
baseline
▲ 0.50% · 4.625%
HK$81,197
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,262/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,572
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,203
−HK$2,672/mo
Today · 4.125%
HK$89,875
baseline
▲ 0.50% · 4.625%
HK$95,344
+HK$5,469/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$179,750/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,085
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,609
−HK$2,560/mo
Today · 4.125%
HK$99,169
baseline
▲ 0.50% · 4.625%
HK$104,396
+HK$5,227/mo
Deposit HK$2.06M · loan HK$18.54M · min. income ≈ HK$198,338/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,490 · Scale 2, in force from 26 Feb 2026)