LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,986
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,448
−HK$1,485/mo
Today · 4.125%
HK$49,933
baseline
▲ 0.50% · 4.625%
HK$52,971
+HK$3,038/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,866/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,272
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,674
−HK$1,422/mo
Today · 4.125%
HK$55,096
baseline
▲ 0.50% · 4.625%
HK$58,000
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,192/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,384
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,137
−HK$1,782/mo
Today · 4.125%
HK$59,919
baseline
▲ 0.50% · 4.625%
HK$63,565
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,838/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,726
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,408
−HK$1,707/mo
Today · 4.125%
HK$66,115
baseline
▲ 0.50% · 4.625%
HK$69,600
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,230/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,781
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,827
−HK$2,079/mo
Today · 4.125%
HK$69,906
baseline
▲ 0.50% · 4.625%
HK$74,160
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,812/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,181
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,143
−HK$1,991/mo
Today · 4.125%
HK$77,134
baseline
▲ 0.50% · 4.625%
HK$81,200
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,268/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,575
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,206
−HK$2,673/mo
Today · 4.125%
HK$89,879
baseline
▲ 0.50% · 4.625%
HK$95,348
+HK$5,469/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,758/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,089
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,613
−HK$2,560/mo
Today · 4.125%
HK$99,173
baseline
▲ 0.50% · 4.625%
HK$104,400
+HK$5,227/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,346/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,573 · Scale 2, in force from 26 Feb 2026)