LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,987
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,449
−HK$1,484/mo
Today · 4.125%
HK$49,933
baseline
▲ 0.50% · 4.625%
HK$52,972
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,866/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,273
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,674
−HK$1,423/mo
Today · 4.125%
HK$55,097
baseline
▲ 0.50% · 4.625%
HK$58,001
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,194/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,384
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,138
−HK$1,782/mo
Today · 4.125%
HK$59,920
baseline
▲ 0.50% · 4.625%
HK$63,566
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,840/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,727
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,409
−HK$1,707/mo
Today · 4.125%
HK$66,116
baseline
▲ 0.50% · 4.625%
HK$69,601
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,232/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,782
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,828
−HK$2,079/mo
Today · 4.125%
HK$69,907
baseline
▲ 0.50% · 4.625%
HK$74,160
+HK$4,253/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,814/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,182
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,144
−HK$1,991/mo
Today · 4.125%
HK$77,135
baseline
▲ 0.50% · 4.625%
HK$81,201
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,270/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,576
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,207
−HK$2,673/mo
Today · 4.125%
HK$89,880
baseline
▲ 0.50% · 4.625%
HK$95,349
+HK$5,469/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,760/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,091
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,614
−HK$2,560/mo
Today · 4.125%
HK$99,174
baseline
▲ 0.50% · 4.625%
HK$104,402
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,348/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,599 · Scale 2, in force from 26 Feb 2026)