LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,988
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,450
−HK$1,485/mo
Today · 4.125%
HK$49,935
baseline
▲ 0.50% · 4.625%
HK$52,973
+HK$3,038/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,870/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,274
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,676
−HK$1,422/mo
Today · 4.125%
HK$55,098
baseline
▲ 0.50% · 4.625%
HK$58,003
+HK$2,905/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,196/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,386
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,140
−HK$1,782/mo
Today · 4.125%
HK$59,922
baseline
▲ 0.50% · 4.625%
HK$63,568
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,844/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,729
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,411
−HK$1,707/mo
Today · 4.125%
HK$66,118
baseline
▲ 0.50% · 4.625%
HK$69,603
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,236/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,784
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,830
−HK$2,079/mo
Today · 4.125%
HK$69,909
baseline
▲ 0.50% · 4.625%
HK$74,163
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,818/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,184
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,146
−HK$1,992/mo
Today · 4.125%
HK$77,138
baseline
▲ 0.50% · 4.625%
HK$81,204
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,276/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,579
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,210
−HK$2,673/mo
Today · 4.125%
HK$89,883
baseline
▲ 0.50% · 4.625%
HK$95,352
+HK$5,469/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,766/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,093
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,617
−HK$2,560/mo
Today · 4.125%
HK$99,177
baseline
▲ 0.50% · 4.625%
HK$104,405
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,354/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,660 · Scale 2, in force from 26 Feb 2026)