LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,989
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,451
−HK$1,485/mo
Today · 4.125%
HK$49,936
baseline
▲ 0.50% · 4.625%
HK$52,974
+HK$3,038/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,872/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,275
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,677
−HK$1,422/mo
Today · 4.125%
HK$55,099
baseline
▲ 0.50% · 4.625%
HK$58,003
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,198/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,387
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,141
−HK$1,782/mo
Today · 4.125%
HK$59,923
baseline
▲ 0.50% · 4.625%
HK$63,569
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,846/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,730
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,412
−HK$1,707/mo
Today · 4.125%
HK$66,119
baseline
▲ 0.50% · 4.625%
HK$69,604
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,238/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,785
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,831
−HK$2,079/mo
Today · 4.125%
HK$69,910
baseline
▲ 0.50% · 4.625%
HK$74,164
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$139,820/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,185
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,148
−HK$1,991/mo
Today · 4.125%
HK$77,139
baseline
▲ 0.50% · 4.625%
HK$81,205
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.42M · min. income ≈ HK$154,278/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,580
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,211
−HK$2,673/mo
Today · 4.125%
HK$89,884
baseline
▲ 0.50% · 4.625%
HK$95,353
+HK$5,469/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,768/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,095
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,618
−HK$2,560/mo
Today · 4.125%
HK$99,178
baseline
▲ 0.50% · 4.625%
HK$104,406
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,356/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,693 · Scale 2, in force from 26 Feb 2026)