LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,991
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,485/mo
Today · 4.125%
HK$49,938
baseline
▲ 0.50% · 4.625%
HK$52,977
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,876/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,277
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,679
−HK$1,423/mo
Today · 4.125%
HK$55,102
baseline
▲ 0.50% · 4.625%
HK$58,006
+HK$2,904/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,204/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,389
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,143
−HK$1,782/mo
Today · 4.125%
HK$59,925
baseline
▲ 0.50% · 4.625%
HK$63,572
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,850/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,733
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,415
−HK$1,707/mo
Today · 4.125%
HK$66,122
baseline
▲ 0.50% · 4.625%
HK$69,607
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,244/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,788
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,834
−HK$2,079/mo
Today · 4.125%
HK$69,913
baseline
▲ 0.50% · 4.625%
HK$74,167
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,826/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,188
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,151
−HK$1,991/mo
Today · 4.125%
HK$77,142
baseline
▲ 0.50% · 4.625%
HK$81,208
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,284/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,584
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,215
−HK$2,673/mo
Today · 4.125%
HK$89,888
baseline
▲ 0.50% · 4.625%
HK$95,358
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,776/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,099
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,623
−HK$2,560/mo
Today · 4.125%
HK$99,183
baseline
▲ 0.50% · 4.625%
HK$104,411
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,366/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,784 · Scale 2, in force from 26 Feb 2026)