LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,992
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,485/mo
Today · 4.125%
HK$49,938
baseline
▲ 0.50% · 4.625%
HK$52,977
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,876/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,278
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,680
−HK$1,422/mo
Today · 4.125%
HK$55,102
baseline
▲ 0.50% · 4.625%
HK$58,007
+HK$2,905/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,204/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,390
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,144
−HK$1,782/mo
Today · 4.125%
HK$59,926
baseline
▲ 0.50% · 4.625%
HK$63,573
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$119,852/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,733
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,416
−HK$1,707/mo
Today · 4.125%
HK$66,123
baseline
▲ 0.50% · 4.625%
HK$69,608
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.36M · min. income ≈ HK$132,246/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,788
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,835
−HK$2,079/mo
Today · 4.125%
HK$69,914
baseline
▲ 0.50% · 4.625%
HK$74,168
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,828/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,189
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,152
−HK$1,991/mo
Today · 4.125%
HK$77,143
baseline
▲ 0.50% · 4.625%
HK$81,209
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,286/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,585
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,216
−HK$2,673/mo
Today · 4.125%
HK$89,889
baseline
▲ 0.50% · 4.625%
HK$95,359
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,778/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,100
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,624
−HK$2,560/mo
Today · 4.125%
HK$99,184
baseline
▲ 0.50% · 4.625%
HK$104,412
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,368/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,806 · Scale 2, in force from 26 Feb 2026)