LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,992
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,454
−HK$1,485/mo
Today · 4.125%
HK$49,939
baseline
▲ 0.50% · 4.625%
HK$52,978
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,878/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,279
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,681
−HK$1,422/mo
Today · 4.125%
HK$55,103
baseline
▲ 0.50% · 4.625%
HK$58,008
+HK$2,905/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,206/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,391
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,145
−HK$1,782/mo
Today · 4.125%
HK$59,927
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,854/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,734
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,417
−HK$1,707/mo
Today · 4.125%
HK$66,124
baseline
▲ 0.50% · 4.625%
HK$69,609
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,248/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,789
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,836
−HK$2,079/mo
Today · 4.125%
HK$69,915
baseline
▲ 0.50% · 4.625%
HK$74,169
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,830/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,190
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,153
−HK$1,991/mo
Today · 4.125%
HK$77,144
baseline
▲ 0.50% · 4.625%
HK$81,211
+HK$4,067/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,288/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,586
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,218
−HK$2,673/mo
Today · 4.125%
HK$89,891
baseline
▲ 0.50% · 4.625%
HK$95,360
+HK$5,469/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,782/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,102
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,625
−HK$2,561/mo
Today · 4.125%
HK$99,186
baseline
▲ 0.50% · 4.625%
HK$104,414
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,372/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,840 · Scale 2, in force from 26 Feb 2026)