LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,993
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,455
−HK$1,485/mo
Today · 4.125%
HK$49,940
baseline
▲ 0.50% · 4.625%
HK$52,979
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,880/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,280
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,682
−HK$1,422/mo
Today · 4.125%
HK$55,104
baseline
▲ 0.50% · 4.625%
HK$58,009
+HK$2,905/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,208/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,392
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,782/mo
Today · 4.125%
HK$59,928
baseline
▲ 0.50% · 4.625%
HK$63,575
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,856/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,735
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,418
−HK$1,707/mo
Today · 4.125%
HK$66,125
baseline
▲ 0.50% · 4.625%
HK$69,610
+HK$3,485/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,250/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,791
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,837
−HK$2,079/mo
Today · 4.125%
HK$69,916
baseline
▲ 0.50% · 4.625%
HK$74,170
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,832/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,191
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,154
−HK$1,992/mo
Today · 4.125%
HK$77,146
baseline
▲ 0.50% · 4.625%
HK$81,212
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,292/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,588
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,219
−HK$2,673/mo
Today · 4.125%
HK$89,892
baseline
▲ 0.50% · 4.625%
HK$95,362
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,784/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,103
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,627
−HK$2,560/mo
Today · 4.125%
HK$99,187
baseline
▲ 0.50% · 4.625%
HK$104,416
+HK$5,229/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,374/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,876 · Scale 2, in force from 26 Feb 2026)