LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,995
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,457
−HK$1,485/mo
Today · 4.125%
HK$49,942
baseline
▲ 0.50% · 4.625%
HK$52,981
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,884/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,281
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,683
−HK$1,423/mo
Today · 4.125%
HK$55,106
baseline
▲ 0.50% · 4.625%
HK$58,011
+HK$2,905/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,212/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,394
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,148
−HK$1,782/mo
Today · 4.125%
HK$59,930
baseline
▲ 0.50% · 4.625%
HK$63,577
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,860/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,738
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,420
−HK$1,707/mo
Today · 4.125%
HK$66,127
baseline
▲ 0.50% · 4.625%
HK$69,613
+HK$3,486/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,254/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,793
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,839
−HK$2,080/mo
Today · 4.125%
HK$69,919
baseline
▲ 0.50% · 4.625%
HK$74,173
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,838/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,194
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,157
−HK$1,991/mo
Today · 4.125%
HK$77,148
baseline
▲ 0.50% · 4.625%
HK$81,215
+HK$4,067/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,296/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,591
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,222
−HK$2,673/mo
Today · 4.125%
HK$89,895
baseline
▲ 0.50% · 4.625%
HK$95,365
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,790/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,106
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,630
−HK$2,561/mo
Today · 4.125%
HK$99,191
baseline
▲ 0.50% · 4.625%
HK$104,419
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,382/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,946 · Scale 2, in force from 26 Feb 2026)