LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,996
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,458
−HK$1,485/mo
Today · 4.125%
HK$49,943
baseline
▲ 0.50% · 4.625%
HK$52,982
+HK$3,039/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$99,886/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,282
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,684
−HK$1,423/mo
Today · 4.125%
HK$55,107
baseline
▲ 0.50% · 4.625%
HK$58,012
+HK$2,905/mo
Deposit HK$10.30M · loan HK$10.30M · min. income ≈ HK$110,214/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,395
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,149
−HK$1,782/mo
Today · 4.125%
HK$59,931
baseline
▲ 0.50% · 4.625%
HK$63,578
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,862/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,739
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,421
−HK$1,707/mo
Today · 4.125%
HK$66,128
baseline
▲ 0.50% · 4.625%
HK$69,614
+HK$3,486/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,256/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,794
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,841
−HK$2,079/mo
Today · 4.125%
HK$69,920
baseline
▲ 0.50% · 4.625%
HK$74,174
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,840/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,195
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,158
−HK$1,992/mo
Today · 4.125%
HK$77,150
baseline
▲ 0.50% · 4.625%
HK$81,216
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,300/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,592
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,224
−HK$2,673/mo
Today · 4.125%
HK$89,897
baseline
▲ 0.50% · 4.625%
HK$95,367
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,794/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,108
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,632
−HK$2,561/mo
Today · 4.125%
HK$99,193
baseline
▲ 0.50% · 4.625%
HK$104,421
+HK$5,228/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,386/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$810,986 · Scale 2, in force from 26 Feb 2026)