LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,997
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,459
−HK$1,485/mo
Today · 4.125%
HK$49,944
baseline
▲ 0.50% · 4.625%
HK$52,983
+HK$3,039/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,888/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,284
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,686
−HK$1,422/mo
Today · 4.125%
HK$55,108
baseline
▲ 0.50% · 4.625%
HK$58,013
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,216/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,396
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,151
−HK$1,782/mo
Today · 4.125%
HK$59,933
baseline
▲ 0.50% · 4.625%
HK$63,580
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,866/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,740
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,423
−HK$1,707/mo
Today · 4.125%
HK$66,130
baseline
▲ 0.50% · 4.625%
HK$69,616
+HK$3,486/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,260/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,796
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,842
−HK$2,080/mo
Today · 4.125%
HK$69,922
baseline
▲ 0.50% · 4.625%
HK$74,176
+HK$4,254/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,844/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,197
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,160
−HK$1,992/mo
Today · 4.125%
HK$77,152
baseline
▲ 0.50% · 4.625%
HK$81,218
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,304/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,595
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$87,226
−HK$2,673/mo
Today · 4.125%
HK$89,899
baseline
▲ 0.50% · 4.625%
HK$95,369
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,798/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,111
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,635
−HK$2,560/mo
Today · 4.125%
HK$99,195
baseline
▲ 0.50% · 4.625%
HK$104,424
+HK$5,229/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,390/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,038 · Scale 2, in force from 26 Feb 2026)