LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,997
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,459
−HK$1,486/mo
Today · 4.125%
HK$49,945
baseline
▲ 0.50% · 4.625%
HK$52,984
+HK$3,039/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,890/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,284
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,686
−HK$1,423/mo
Today · 4.125%
HK$55,109
baseline
▲ 0.50% · 4.625%
HK$58,014
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,218/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,397
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,151
−HK$1,783/mo
Today · 4.125%
HK$59,934
baseline
▲ 0.50% · 4.625%
HK$63,580
+HK$3,646/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,868/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,741
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,707/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$69,617
+HK$3,486/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,796
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,843
−HK$2,079/mo
Today · 4.125%
HK$69,922
baseline
▲ 0.50% · 4.625%
HK$74,177
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,844/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,198
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,161
−HK$1,992/mo
Today · 4.125%
HK$77,153
baseline
▲ 0.50% · 4.625%
HK$81,219
+HK$4,066/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,306/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,595
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,227
−HK$2,673/mo
Today · 4.125%
HK$89,900
baseline
▲ 0.50% · 4.625%
HK$95,371
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,800/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,112
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$96,636
−HK$2,560/mo
Today · 4.125%
HK$99,196
baseline
▲ 0.50% · 4.625%
HK$104,425
+HK$5,229/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,392/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,061 · Scale 2, in force from 26 Feb 2026)