LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,000
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,462
−HK$1,485/mo
Today · 4.125%
HK$49,947
baseline
▲ 0.50% · 4.625%
HK$52,987
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,894/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,287
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,690
−HK$1,422/mo
Today · 4.125%
HK$55,112
baseline
▲ 0.50% · 4.625%
HK$58,017
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,224/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,400
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,155
−HK$1,782/mo
Today · 4.125%
HK$59,937
baseline
▲ 0.50% · 4.625%
HK$63,584
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,874/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,745
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,427
−HK$1,708/mo
Today · 4.125%
HK$66,135
baseline
▲ 0.50% · 4.625%
HK$69,621
+HK$3,486/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,270/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,800
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,847
−HK$2,079/mo
Today · 4.125%
HK$69,926
baseline
▲ 0.50% · 4.625%
HK$74,181
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,852/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,202
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,165
−HK$1,992/mo
Today · 4.125%
HK$77,157
baseline
▲ 0.50% · 4.625%
HK$81,224
+HK$4,067/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,314/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,600
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,232
−HK$2,673/mo
Today · 4.125%
HK$89,905
baseline
▲ 0.50% · 4.625%
HK$95,376
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,810/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,117
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,641
−HK$2,561/mo
Today · 4.125%
HK$99,202
baseline
▲ 0.50% · 4.625%
HK$104,431
+HK$5,229/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,404/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,179 · Scale 2, in force from 26 Feb 2026)