LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,001
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,463
−HK$1,486/mo
Today · 4.125%
HK$49,949
baseline
▲ 0.50% · 4.625%
HK$52,988
+HK$3,039/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,898/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,289
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,691
−HK$1,423/mo
Today · 4.125%
HK$55,114
baseline
▲ 0.50% · 4.625%
HK$58,019
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,228/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,402
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,156
−HK$1,783/mo
Today · 4.125%
HK$59,939
baseline
▲ 0.50% · 4.625%
HK$63,586
+HK$3,647/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$119,878/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,746
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,429
−HK$1,707/mo
Today · 4.125%
HK$66,136
baseline
▲ 0.50% · 4.625%
HK$69,623
+HK$3,487/mo
Deposit HK$8.24M · loan HK$12.37M · min. income ≈ HK$132,272/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,802
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,849
−HK$2,079/mo
Today · 4.125%
HK$69,928
baseline
▲ 0.50% · 4.625%
HK$74,183
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,856/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,204
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,167
−HK$1,992/mo
Today · 4.125%
HK$77,159
baseline
▲ 0.50% · 4.625%
HK$81,226
+HK$4,067/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,318/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,603
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,234
−HK$2,674/mo
Today · 4.125%
HK$89,908
baseline
▲ 0.50% · 4.625%
HK$95,379
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,816/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,120
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,644
−HK$2,561/mo
Today · 4.125%
HK$99,205
baseline
▲ 0.50% · 4.625%
HK$104,434
+HK$5,229/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,410/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,236 · Scale 2, in force from 26 Feb 2026)