LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,002
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,464
−HK$1,486/mo
Today · 4.125%
HK$49,950
baseline
▲ 0.50% · 4.625%
HK$52,989
+HK$3,039/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,900/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,289
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,692
−HK$1,422/mo
Today · 4.125%
HK$55,114
baseline
▲ 0.50% · 4.625%
HK$58,020
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,228/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,403
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,157
−HK$1,782/mo
Today · 4.125%
HK$59,939
baseline
▲ 0.50% · 4.625%
HK$63,587
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,878/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,747
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,430
−HK$1,707/mo
Today · 4.125%
HK$66,137
baseline
▲ 0.50% · 4.625%
HK$69,623
+HK$3,486/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,274/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,803
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,850
−HK$2,079/mo
Today · 4.125%
HK$69,929
baseline
▲ 0.50% · 4.625%
HK$74,184
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,858/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,205
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,168
−HK$1,992/mo
Today · 4.125%
HK$77,160
baseline
▲ 0.50% · 4.625%
HK$81,227
+HK$4,067/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,320/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,604
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$87,235
−HK$2,674/mo
Today · 4.125%
HK$89,909
baseline
▲ 0.50% · 4.625%
HK$95,380
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,818/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,121
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,645
−HK$2,561/mo
Today · 4.125%
HK$99,206
baseline
▲ 0.50% · 4.625%
HK$104,435
+HK$5,229/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,412/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,264 · Scale 2, in force from 26 Feb 2026)