LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,003
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,465
−HK$1,485/mo
Today · 4.125%
HK$49,950
baseline
▲ 0.50% · 4.625%
HK$52,990
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,900/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,290
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,693
−HK$1,422/mo
Today · 4.125%
HK$55,115
baseline
▲ 0.50% · 4.625%
HK$58,020
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,230/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,403
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,158
−HK$1,782/mo
Today · 4.125%
HK$59,940
baseline
▲ 0.50% · 4.625%
HK$63,588
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,880/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,748
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,431
−HK$1,707/mo
Today · 4.125%
HK$66,138
baseline
▲ 0.50% · 4.625%
HK$69,624
+HK$3,486/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,276/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,804
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,851
−HK$2,079/mo
Today · 4.125%
HK$69,930
baseline
▲ 0.50% · 4.625%
HK$74,185
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,860/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,206
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,170
−HK$1,991/mo
Today · 4.125%
HK$77,161
baseline
▲ 0.50% · 4.625%
HK$81,229
+HK$4,068/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,322/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,605
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$87,237
−HK$2,674/mo
Today · 4.125%
HK$89,911
baseline
▲ 0.50% · 4.625%
HK$95,381
+HK$5,470/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,822/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,122
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,647
−HK$2,560/mo
Today · 4.125%
HK$99,207
baseline
▲ 0.50% · 4.625%
HK$104,437
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,414/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,295 · Scale 2, in force from 26 Feb 2026)