LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,005
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,485/mo
Today · 4.125%
HK$49,952
baseline
▲ 0.50% · 4.625%
HK$52,992
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,904/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,292
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,695
−HK$1,422/mo
Today · 4.125%
HK$55,117
baseline
▲ 0.50% · 4.625%
HK$58,023
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,234/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,406
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,160
−HK$1,783/mo
Today · 4.125%
HK$59,943
baseline
▲ 0.50% · 4.625%
HK$63,590
+HK$3,647/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,886/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,751
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,434
−HK$1,707/mo
Today · 4.125%
HK$66,141
baseline
▲ 0.50% · 4.625%
HK$69,627
+HK$3,486/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,282/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,807
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,854
−HK$2,079/mo
Today · 4.125%
HK$69,933
baseline
▲ 0.50% · 4.625%
HK$74,189
+HK$4,256/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,866/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,209
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,173
−HK$1,991/mo
Today · 4.125%
HK$77,164
baseline
▲ 0.50% · 4.625%
HK$81,232
+HK$4,068/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,328/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,608
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$87,240
−HK$2,674/mo
Today · 4.125%
HK$89,914
baseline
▲ 0.50% · 4.625%
HK$95,385
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,828/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,126
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,650
−HK$2,561/mo
Today · 4.125%
HK$99,211
baseline
▲ 0.50% · 4.625%
HK$104,441
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,422/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,378 · Scale 2, in force from 26 Feb 2026)