LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,005
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,486/mo
Today · 4.125%
HK$49,953
baseline
▲ 0.50% · 4.625%
HK$52,992
+HK$3,039/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,906/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,293
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,695
−HK$1,423/mo
Today · 4.125%
HK$55,118
baseline
▲ 0.50% · 4.625%
HK$58,023
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,236/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,406
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,161
−HK$1,782/mo
Today · 4.125%
HK$59,943
baseline
▲ 0.50% · 4.625%
HK$63,591
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,886/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,751
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,434
−HK$1,708/mo
Today · 4.125%
HK$66,142
baseline
▲ 0.50% · 4.625%
HK$69,628
+HK$3,486/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,284/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,807
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,854
−HK$2,080/mo
Today · 4.125%
HK$69,934
baseline
▲ 0.50% · 4.625%
HK$74,189
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,868/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,210
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,173
−HK$1,992/mo
Today · 4.125%
HK$77,165
baseline
▲ 0.50% · 4.625%
HK$81,233
+HK$4,068/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,330/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,609
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$87,241
−HK$2,674/mo
Today · 4.125%
HK$89,915
baseline
▲ 0.50% · 4.625%
HK$95,386
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,830/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,127
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,651
−HK$2,561/mo
Today · 4.125%
HK$99,212
baseline
▲ 0.50% · 4.625%
HK$104,442
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,424/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,400 · Scale 2, in force from 26 Feb 2026)